i. Cover sheet:  Name of business, names of principals,
        addresses and phone numbers
   
    ii. Statement of Purpose
   
   iii. Table of Contents
   
     1. Section One: The Business
        A. Description of The Business
        B. Product or Service
        C. Market
        D. Location of Business
        E. Competition
        F. Management
        G. Personnel
        H. Application and Expected Effect of Loan (if needed)
         I. Summary
       
     2. Section Two: Financial Data
        A. Sources and Applications of Funding
        B. Capital Equipment List
        C. Balance Sheet
        D. Break-even Analysis
        E. Income Projections (Profit and Loss Statements)
            1. Three-year   summary
            2. Details by month for first year
            3. Detail by quarter for second and third years
            4. Notes of  explanation
        F. Cash Flow Projection
            1. Detail by month for first year
            2. Detail by quarter for second and third years
            3. Notes of  explanation
       G. Deviation Analysis
       H. Historical Financial Reports for Existing Business
            1. Balance sheets for past three years
            2. Income statements for past three years
            3. Tax retums
          
     3. Section Three: Supporting Documents
        Personal resumes, personal balance sheets, cost of living
        budget, credit reports, letters of reference, letters of
        intent, copies of leases, legal documents, job descriptions,
        and anything else relevant to the plan.

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